Ohio Contractor Recovers $1.2 Million After Four Surgeries and Insurer Underpayment Fight

Mentor, United States – May 17, 2026 / Piscitelli Law Firm – Injury & Car Accident Lawyer /

Cleveland, Ohio – $1.2 Million Recovery for Ohio Man After Devastating Car Crash and Insurance Dispute

Piscitelli Law Firm secured a total recovery of $1.2 million for an Ohio contractor who sustained permanent, life-altering injuries after a teenage driver ran a red light on an icy night in November 2022 and collided with his vehicle.

The crash fractured the client’s dominant right wrist and tore multiple structures in his right shoulder. The incident set off a three-year process involving four major surgeries, including a “salvage procedure” in which four bones were permanently removed from his wrist. Despite extensive medical treatment, the injuries rendered him unable to continue his career as a self-employed contractor and resulted in chronic, daily pain that affects every area of his life.

The at-fault driver’s insurer paid its $100,000 policy limit. The client’s own insurance company, however, initially offered only a fraction of the underinsured motorist (UIM) benefits available under his auto and umbrella policies – despite his having paid premiums specifically for that protection. Piscitelli Law Firm filed suit for breach of contract and bad faith.

“Insurance is a promise of protection, and my client held up his end of that bargain for years by faithfully paying his premiums,” said Frank E. Piscitelli, Jr., founder of Piscitelli Law Firm. “When he suffered life-altering injuries and needed that support the most, the insurance company tried to under value his claim. We filed suit to ensure the insurance company honored their obligations, and this $1.2 million recovery reflects the true magnitude of what he has endured.”

Following active litigation, the insurance company agreed to pay an additional $1.1 million in UIM benefits, bringing the client’s total recovery to $1.2 million after being seriously injured in a car accident in Ohio.

This case demonstrates why carrying adequate underinsured motorist coverage – and having qualified legal representation to enforce it – can make a significant difference in outcomes. Those who have been seriously injured in a car accident in Ohio and believe their insurer is not meeting its obligations are encouraged to contact Piscitelli Law Firm.