Arch Insurance North America (Arch Insurance, Arch) announced the launch of a suite of products designed to enhance employee benefit portfolios for insurance brokers and agents. The Voluntary Insurance Benefits suite provides flexible coverage options that can help employees address out-of-pocket medical expenses, supplement hospitalization costs and travel-related risks.
Designed to complement existing medical and benefits programs, the portfolio offers broad protection while requiring no medical underwriting for policy issuance. The suite includes three products:
- Accident Medical Expense: Reimburses insureds for actual covered out-of-pocket accident-related medical expenses incurred, subject to policy terms and limits.
- Hospital Cash Indemnity: Provides a daily indemnity benefit directly to insureds when they are hospitalized due to an accident or sickness. These benefits can be used at the employee’s discretion to help cover expenses such as medical bills, transportation, childcare or other incidental costs that may arise during recovery.
- Annual Travel Insurance: Protects employees and their families throughout the year during personal leisure travel, with benefits such as trip cancellation, trip interruption, emergency medical expenses, emergency evacuation, baggage delays and other travel-related protections. Employees enroll once annually and receive coverage for multiple trips throughout the year, subject to policy limits and terms.
“Employees increasingly value benefits that provide meaningful financial protection both at home and while traveling,” said Rebecca Raisley, Vice President of Accident Strategy & Business Development for Arch Insurance. “Our Group Voluntary Insurance Benefits suite addresses real-world gaps that many workers face today. From helping reimburse actual accident-related out-of-pocket medical expenses to offering year-round travel protection for personal trips, these solutions give employers a valuable opportunity to deliver benefits that employees can appreciate and use in their everyday lives.”
In addition to voluntary group insurance benefits, Arch Insurance offers short term disability and paid family and medical leave (PFML) in statutory states, employee accident and business travel accident coverage, Medical GAP insurance and more.
For more details, visit www.archaccidenthealth.com.
About Arch Insurance’s Accident & Health:
Arch Insurance Accident & Health is a leading provider of innovative insurance solutions, committed to redefining industry standards through technological advancements and unparalleled client support. With a focus on excellence and a dedication to delivering value-driven products, Arch Insurance Accident & Health continues to lead the way in the insurance sector.
About Arch Insurance North America
Arch Insurance North America, part of Arch Capital Group Ltd., includes Arch’s insurance operations in the United States and Canada. Business in the U.S. is written by Arch Insurance Company, Arch Specialty Insurance Company, Arch Property & Casualty Insurance Company and Arch Indemnity Insurance Company. Business in Canada is written by Arch Insurance Canada Ltd.
About Arch Capital Group Ltd.
Arch Capital Group Ltd. (Nasdaq: ACGL) is a publicly listed Bermuda exempted company with approximately $26.9 billion in capital at March 31, 2026. Arch, which is part of the S&P 500 Index, provides insurance, reinsurance and mortgage insurance on a worldwide basis through its wholly owned subsidiaries.
Cautionary Note Regarding Forward-Looking Statements
The Private Securities Litigation Reform Act of 1995 provides a “safe harbor” for forward−looking statements. This release or any other written or oral statements made by or on behalf of Arch Capital Group Ltd. and its subsidiaries may include forward−looking statements, which reflect the Company’s current views with respect to future events and financial performance. All statements other than statements of historical fact included in or incorporated by reference in this release are forward−looking statements.
Forward−looking statements can generally be identified by the use of forward−looking terminology such as “may,” “will,” “expect,” “intend,” “estimate,” “anticipate,” “believe” or “continue” or their negative or variations or similar terminology. Forward−looking statements involve the Company’s current assessment of risks and uncertainties. Actual events and results may differ materially from those expressed or implied in these statements. A non-exclusive list of the important factors that could cause actual results to differ materially from those in such forward-looking statements includes the following: adverse general economic and market conditions; increased competition; pricing and policy term trends; fluctuations in the actions of rating agencies and the Company’s ability to maintain and improve its ratings; investment performance; the loss of key personnel; the adequacy of the Company’s loss reserves, severity and/or frequency of losses, greater than expected loss ratios and adverse development on claim and/or claim expense liabilities; greater frequency or severity of unpredictable natural and man-made catastrophic events, including the effect of contagious diseases on our business; the impact of acts of terrorism and acts of war; changes in regulations and/or tax laws in the United States or elsewhere; statutory or regulatory developments, including as to tax matters and insurance and other regulatory matters; ability to successfully integrate, establish and maintain operating procedures as well as integrate the businesses the Company has acquired or may acquire into the existing operations; changes in accounting principles or policies; material differences between actual and expected assessments for guaranty funds and mandatory pooling arrangements; availability and cost to the Company of reinsurance to manage our gross and net exposures; the failure of others to meet their obligations to the Company; an incident, disruption in operations or other cyber event caused by cyber attacks, the use of artificial intelligence technologies or other technology on the Company’s systems or those of the Company’s business partners and service providers, which could negatively impact the Company’s business and/or expose the Company to litigation; and the other matters set forth under ITEM 1A “Risk Factors”, Item 7 “Management’s Discussion and Analysis of Financial Condition and Results of Operations” and other sections of our 2025 10-K, as well as the other factors set forth in our other documents on file with the SEC, and management’s response to any of the aforementioned factors.
The foregoing review of important factors should not be construed as exhaustive and should be read in conjunction with other cautionary statements that are included herein or elsewhere. All subsequent written and oral forward−looking statements attributable to us or persons acting on the Company’s behalf are expressly qualified in their entirety by these cautionary statements. The Company’s forward-looking statements speak only as of the date of this press release or as of the date they are made, and the Company undertakes no obligation to publicly update or revise any forward−looking statement, whether as a result of new information, future events or otherwise.
Source: Arch Capital Group Ltd.
Tag: Arch-Insurance
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